Working Capital Line of Credit

Unsecured revolving credit lines from $25,000 - $2,000,000. Interest rates 5% - 15%.

Respond to changing cash flow needs with a working capital line of credit. Using a traditional unsecured (no-collateral) working capital line of credit is a great way to bridge the gap between the important tasks you need to accomplish and the cash you need to get them done.

While it’s ideal to have money in the bank to help weather storms, the next best thing is having access to a low interest unsecured line of credit that you can draw on when you need it. A traditional unsecured business line of credit is typically used as short-term working capital to manage expenses such payroll, purchasing inventory, or offsetting seasonal lapses in cash flow.

Essentially, a line of credit can help small businesses thrive and grow, and one of the major advantages over a regular business loan is that you only make payments and pay interest on what you actually use.

Upon approval, the bank typically issues a book of checks and attach the line of credit to a business checking account. You can draw on the money as needed for working capital, financing receivables, or a variety of other business needs as they arise.

A traditional unsecured working capital credit line is one of the most sought-after type of business financing, but they are also the most difficult to obtain.

There are 3 main reasons, in order, why many business owners cannot get a traditional unsecured working capital line of credit:

  1. They are a startup business with no financials or they have not grown their business to the revenue levels required.
  2. They are in a high-risk industry like real estate, restaurants or retail.
  3. The borrower’s personal credit is damaged and/or they do not have any business credit.

What you need to qualify:

  • Borrower FICO > 700
  • D & B Paydex >75 and/or Experian Intelliscore >75
  • Business Revenue > $100K
  • Years in Business > 2 years

Get Approved Now!

WHO WE ARE

At Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business.
We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful financing, and with so many loan products available in today’s marketplace, we know it can be a daunting task. Our mission is to make the process of business funding less stressful, more transparent, and less expensive. We are here to get you funded!

Privacy Policy

We value your privacy by securing your personal information at all times. We do not sell your information to any other company. Your information is used only by Epic Capital Solutions, LLC. If you have any questions or concerns, please call us at 855-665-9711.

Choice/Opt-out:

Our Company provides consumers the opportunity to opt-out of receiving communications from Epic Capital Solutions, LLC. We give consumers the following options for removing their information from our database to not receive future communications or to no longer receive our service.

Send email to help@epiccapitalsolutions.com
Call Customer Service at 855-665-9711

Mail your request to the following postal address:
Epic Capital Solutions, LLC
5605 Riggins Court, Suite 201
Reno, NV 89502

Nevada laws have been set up, in part, to offer asset and lawsuit protection to the owners of Nevada-based corporations. That’s one of the main reasons entrepreneurs from all over the world come to Nevada to incorporate their businesses. And, related to that, we want you to know that Epic Capital Solutions is serious about protecting information you provide to us during the course of business.

More specifically:

These policies make Epic Capital Solutions, LLC a leader in the industry in securing the confidentiality of client information. If you have any questions or concerns about information security, please contact us by e-mail at: help@epiccreditsolutions.com or give us a call at 855-665-9711.