Business Credit Cards

Revolving credit card lines from $5,000 - $50,000. 0% interest for 6 - 12 months, interest rates starting at 9.99% afterwards.

Business credit cards are the most commonly used form of financing for small business owners, in fact, there's not really even a close second since credit card financing is so far ahead of all other forms of borrowing in the small business sector. According to the Meredith Whitney Advisory Group, 82% of small business owners use credit cards as a "vital part" of their overall funding strategy. Also, according to NFIB, 79% of small business owners use credit cards.

Whether you’ve just started a small business or you’ve been at the helm for some time, a business credit card can come in handy. It gives you easy access to a revolving line of credit that you can use for purchases, balance transfers or cash withdrawals - when you need them, without hassle or delay. Take advantage of 0% interest, earn rewards and bonuses, get cash-back and other perks.

Business credit cards will help you:

Separate your personal and business credit — Having a business credit card will separate your personal and business expenses making life way easier at tax time. If you use the card for routine purchases, you can easily track, categorize, and analyze your expenses through your monthly statements.

Provide a cash flow cushion — Does your cash flow ever lag from a decrease in sales or a delay in payments? A business credit card would let you pay expenses and make purchases – stretching your dollars without dipping into your cash flow.

Establish and improve your business credit — There’s an easy way to build your business credit responsibly: small business credit cards. Just pay your bills on time, keep your balance manageable, and stay within your credit limit – and before you know it, your business credit scores will rise.

What you need to qualify:

  • Borrower FICO > 700
  • < 30% utilization on personal credit cards
  • Established Corporation or LLC w/ EIN/Tax ID #
  • Business Revenue ≥ $0
  • Years in Business ≥ 0 years

What is “Credit Card Stacking”?

A lot of entrepreneurs are skeptical when it comes to using credit cards to fund their businesses. However, the reality is that startups and low-revenue businesses simply don’t have a lot of other financing options.

In our industry, applying for multiple credit cards to fund a business is known as “credit card stacking”. Credit card stacking allows business owners to tap into the power of multiple credit cards to finance their business. Our role as a provider is to get you several 0% interest or low-rate business credit cards whose combined credit limits reach your funding goal.

Here are the basic steps involved with Credit Card Stacking:

  1. We pre-qualify you based on your personal credit history, personal income, business credit history, and business revenue.
  2. Based on those and a few other important factors, we determine which business credit cards you would qualify for that have the highest limits and lowest interest rates.
  3. We submit applications for those credit cards directly to the lenders on your behalf. Depending on how much money you need, we submit anywhere between 3 and 15 applications.
  4. Most of the cards you qualify for will have 0% interest on purchases and/or balance transfers for 6 - 12 months.

So, you might be wondering why you would need our help to get credit cards for your business, especially if you have good credit… Here’s a few things to think about:

Based on our experience, most lenders tend to give small approvals to new business owners – a $2,500 - $5,000 approval on a business credit card would be considered “normal” – so if you have excellent credit and only need $5,000 you can probably figure it out on your own.

But what if you need $25,000… $50,000… or more? It’s pretty simple – you need to find more lenders and run more applications. The challenge for most, then, is figuring out which 3, 4, or 10 lenders have the best offers – and then, do you even qualify? And if you do, in what order do you run the applications? And how do you do this without destroying your credit?

That’s where we come in…

  • We’ve tracked and compiled data on hundreds of different lenders and thousands of clients since 2009
  • We know which credit bureaus are pulled by each lender so we can properly plan the series of applications for our clients
  • We submit the majority of our applications directly to bank representatives which typically generates larger approvals
  • We only work with lenders that offer business credit cards without requiring full income documentation
  • We only work with lenders that DO NOT report business credit cards to personal credit reports
  • Over 85% of the applications we submit are approved by our lenders
  • Our average client receives between $45,000 and $65,000 with their first set of applications

In addition, here is what you get if you choose to work with us:

  • Customized strategic plan and lending matrix with hands-on support to achieve desired level of funding
  • Pre-application lender compliance and information verification to ensure accuracy on applications
  • Complete application processing, submission, and follow-up support to ensure the best approvals
  • Capital management strategies – get the most out of your business credit cards (Advisor supported)
  • Phase II & III application processing – access to more funding over the next 6 - 18 months
  • Business Credit Building Fast Track – learn how to build additional business credit with non-PG trade lines

Get Approved Now!


At Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business.
We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful financing, and with so many loan products available in today’s marketplace, we know it can be a daunting task. Our mission is to make the process of business funding less stressful, more transparent, and less expensive. We are here to get you funded!

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Epic Capital Solutions, LLC
5605 Riggins Court, Suite 201
Reno, NV 89502

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